Welcome to the spreadsheets area of www.fogg.cc - Select a spreadsheet from the list below. Using these online interactive spreadsheets requires Office 2000 or Excel. If you do not own one of these products you will get an error message or the spreadsheet will not load properly.

Amortization - Provides an amortization schedule for loans with terms up to 30 years including provision for balloon payment at end of term - (593K Load Time<4 minutes)

IRA vs ROTH - Determines whether the standard or ROTH IRA is better for the individual - (445K Load Time<2.5 minutes)

Loan FV - Calculates the future value of a fixed amount, payment amount or combination - (15K Load Time<10 seconds)

Loan Payment - Calculates the amount of the monthly payment based on the amount borrowed, term, and interest rate - (19K Load Time <10 seconds)

Loan PV - Calculates the present value of a fixed amount, payment amount or combination - (19K Load Time<10 seconds)

Rate of Returns - Calculates accumulations of a fixed monthly investment amount over varying terms and interest rates - (77K Load Time<40 seconds)

Trade-In - Determines the sales price of a trade-in - (14K Load Time<10 seconds)

Variance - Calculates the standard cost variance for labor and material for up to seven labor categories and twenty component parts or assemblies - (159K Load Time<70 seconds)


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